Has your emergency fund started depleting? Are you facing a cash crunch amid the pandemic? Amit Kukreja Of Amit Kukreja Advisory advises investors to liquidate liquid assets first when one urgently needs cash.

He also suggests keeping aside short-term goals and nibble into debt funds or fixed deposits if the situation calls for it. Given the gold rally one can look at selling of some gold if investors do not have emotional attachment to it. Real estate, PFs could be other options where one can look at during the emergency times says Kukreja. Ideally do not stop SIPs but if the requirement of funds is high do not hesitate stopping it, advises the wealth advisor.

Listen in to the interview to understand if individuals should look at opting for personal or gold loans

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